Why remortgage?
If your current mortgage deal is coming to an end, or you've been sitting on your lender's standard variable rate, you could be paying more than you need to. Remortgaging means switching your existing mortgage to a new deal — either with your current lender or a different one.
Common reasons to remortgage include getting a better interest rate, reducing monthly payments, releasing equity for home improvements, or consolidating debts into one manageable payment.
How it works
- Tell us about your current mortgage — property value, outstanding balance, and when your deal ends
- Your adviser searches over 90 lenders to find the best remortgage deals available
- We present our recommendation and explain everything clearly — including any early repayment charges
- Once you're happy, we handle the application and keep you updated through to completion
Things to consider
- You may have to pay an early repayment charge to your existing lender if you remortgage before your deal ends
- Most remortgage deals can be arranged up to 6 months before your current deal expires — so it's worth planning ahead
- Think carefully before securing other debts against your home
